7121 Apple Orchard LnCrestwoodKY40014
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 7121 Apple Orchard Ln, Crestwood, KY, 40014 in Crestwood is straightforward: $400,000 in, $2,825/mo in rent, $390/mo out after debt service. The 8.47% gross yield and 1.57 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $110,513 by year five. With $3,684/yr in principal equity, the total cumulative return is projected at $176,638.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.8% |
| Monthly Cash Flow | $390 | $450 |
City averages based on Crestwood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,825 |
| Total Monthly Debt Service | $2,275 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40014, Crestwood, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,752 (100%) |
| Owner Occupied HU | 7,177 (82.0%) |
| Renter Occupied HU | 1,328 (15.2%) |
| Vacant Housing Units | 247 ( 2.8%) |
| Median Home Value | $409,259 |
| Average Home Value | $462,141 |
Housing Distribution
Address Breakdown
Residential
8,211
Single Family
7,849
Multi-Family
362
Businesses
543
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40014, Crestwood, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,752 (100%) |
| Owner Occupied HU | 7,177 (82.0%) |
| Renter Occupied HU | 1,328 (15.2%) |
| Vacant Housing Units | 247 ( 2.8%) |
| Median Home Value | $409,259 |
| Average Home Value | $462,141 |
Housing Distribution
Address Breakdown
Residential
8,211
Single Family
7,849
Multi-Family
362
Businesses
543
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices