712 S 5th StSt CharlesIL60174
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in St Charles at 712 S 5th St, St Charles, IL, 60174 listed at $329,108 pairs $3,014/mo rent with a $1,611/mo payment to leave $731/mo cash flow. Total monthly income runs $3,014/mo, and annual cash flow reaches $8,773/yr on $109,099 cash to close. Return on cash invested measures 27.95% in year one, and rental yield registers 10.99% at a $329,108 basis. Equity gained on principal adds $2,124/yr, and annual property appreciation at 5% supports $90,926 by year five. Five-year ROI tracks 146.99% and total cumulative return in cash totals $160,363. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $3,014/mo property income relative to a $1,611/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 1926
9,199 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60174, Saint Charles, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,039 (100%) |
| Owner Occupied HU | 9,143 (65.1%) |
| Renter Occupied HU | 4,174 (29.7%) |
| Vacant Housing Units | 722 ( 5.1%) |
| Median Home Value | $401,856 |
| Average Home Value | $449,093 |
Housing Distribution
Address Breakdown
Residential
13,500
Single Family
11,036
Multi-Family
2,464
Businesses
2,071
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Listed by: Katie Fish • Keller Williams Inspire - Geneva
Mls Name: MRED as distributed by MLS GRID
Mls ID: #12540326