712 E McCarty StJefferson CityMO65101
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 712 E McCarty St, Jefferson City, MO, 65101 in Jefferson City. Rental yield 5.11%. At $240,000 with 5.11% gross yield, current distributions are modest, but the 5% appreciation rate projects $66,308 in new equity by year five, complemented by $2,210/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.92) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $58,590.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.1% | 6.8% |
| Monthly Cash Flow | $(473) | $450 |
City averages based on Jefferson City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $990 |
| Total Monthly Debt Service | $1,399 |
| DSCR Ratio | 0.71x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1900
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65101, Jefferson City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,162 (100%) |
| Owner Occupied HU | 7,293 (60.0%) |
| Renter Occupied HU | 3,565 (29.3%) |
| Vacant Housing Units | 1,304 (10.7%) |
| Median Home Value | $264,063 |
| Average Home Value | $292,058 |
Housing Distribution
Address Breakdown
Residential
11,698
Single Family
10,764
Multi-Family
934
Businesses
1,009
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1900
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65101, Jefferson City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,162 (100%) |
| Owner Occupied HU | 7,293 (60.0%) |
| Renter Occupied HU | 3,565 (29.3%) |
| Vacant Housing Units | 1,304 (10.7%) |
| Median Home Value | $264,063 |
| Average Home Value | $292,058 |
Housing Distribution
Address Breakdown
Residential
11,698
Single Family
10,764
Multi-Family
934
Businesses
1,009
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Susan Horak • RE/MAX Boone Realty
Mls Name: CBORMLS
Mls Provider:
Mls ID: #427443
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.