7112 Apple Orchard LnCrestwoodKY40014
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Crestwood rental at 7112 Apple Orchard Ln, Crestwood, KY, 40014 sits in the solid-income band: 8.24% gross yield, $3,191/mo rent, $361/mo net after the $2,090/mo debt service, DSCR 1.53. Entry price of $464,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $128,443 and $4,282/yr in principal reduction bring total cumulative return to $199,365.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.8% |
| Monthly Cash Flow | $361 | $450 |
City averages based on Crestwood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,191 |
| Total Monthly Debt Service | $2,644 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40014, Crestwood, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,752 (100%) |
| Owner Occupied HU | 7,177 (82.0%) |
| Renter Occupied HU | 1,328 (15.2%) |
| Vacant Housing Units | 247 ( 2.8%) |
| Median Home Value | $409,259 |
| Average Home Value | $462,141 |
Housing Distribution
Address Breakdown
Residential
8,211
Single Family
7,849
Multi-Family
362
Businesses
543
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40014, Crestwood, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,752 (100%) |
| Owner Occupied HU | 7,177 (82.0%) |
| Renter Occupied HU | 1,328 (15.2%) |
| Vacant Housing Units | 247 ( 2.8%) |
| Median Home Value | $409,259 |
| Average Home Value | $462,141 |
Housing Distribution
Address Breakdown
Residential
8,211
Single Family
7,849
Multi-Family
362
Businesses
543
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices