7104 Reyn Oaks WaySacramentoCA95842
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingInvestors approaching the U.S. market with capital-preservation in mind will find 7104 Reyn Oaks Way, Sacramento, CA, 95842 in Sacramento aligned with their strategy. Rental yield 6.35%. DSCR 1.18 and 6.35% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $3,583/yr in paydown build toward a projected cumulative return of $125,121.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.4% | 4.8% |
| Monthly Cash Flow | $(348) | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,058 |
| Total Monthly Debt Service | $2,252 |
| DSCR Ratio | 0.91x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1982
7,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95842, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,081 (100%) |
| Owner Occupied HU | 6,153 (50.9%) |
| Renter Occupied HU | 5,672 (46.9%) |
| Vacant Housing Units | 256 ( 2.1%) |
| Median Home Value | $399,561 |
| Average Home Value | $431,846 |
Housing Distribution
Address Breakdown
Residential
11,914
Single Family
11,408
Multi-Family
506
Businesses
275
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1982
7,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95842, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,081 (100%) |
| Owner Occupied HU | 6,153 (50.9%) |
| Renter Occupied HU | 5,672 (46.9%) |
| Vacant Housing Units | 256 ( 2.1%) |
| Median Home Value | $399,561 |
| Average Home Value | $431,846 |
Housing Distribution
Address Breakdown
Residential
11,914
Single Family
11,408
Multi-Family
506
Businesses
275
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Vivie Moore • GUIDE Real Estate
Mls Name: MetroList Services of CA
Mls ID: #226012821