7101 Joy St APT D3, Pensacola, FL, 32504 | $459/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Pensacola at 7101 Joy St APT D3, Pensacola, FL, 32504 generates $1,800/mo in rent and, after a $989/mo payment, leaves $459/mo in cash flow. Total monthly income is $1,800/mo, and annual cash flow is $5,510/yr on $66,963 invested. Return on cash invested sits at 28.14% in year one, and rental yield is 10.69% on a $202,000 entry. Equity gained on principal adds $1,303/yr, while 5% annual appreciation builds toward $55,809 over five years. Five-year ROI reaches 147.63% and total cumulative return in cash sums $98,856. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,800/mo property income rather than buyer’s personal income.

Townhouse

Built in 2003

6.20 Acres lot

$N/A/sqft

No HOA