710 Sunset LnNorthumberlandPA17857
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play710 Sunset Ln, Northumberland, PA, 17857 in Northumberland is priced for appreciation, not yield. Rental yield 5.15%. At $410,000 with a 5.15% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $113,275 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.91) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $88,798.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.2% | 6.2% |
| Monthly Cash Flow | $(926) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,760 |
| Total Monthly Debt Service | $2,624 |
| DSCR Ratio | 0.67x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1954
0.56 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17857, Northumberland, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,542 (100%) |
| Owner Occupied HU | 2,427 (68.5%) |
| Renter Occupied HU | 816 (23.0%) |
| Vacant Housing Units | 299 ( 8.4%) |
| Median Home Value | $250,144 |
| Average Home Value | $260,433 |
Housing Distribution
Address Breakdown
Residential
3,438
Single Family
3,280
Multi-Family
158
Businesses
238
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: N/A • N/A
Mls Name: CSVBOR
Mls ID: #C-2461
