710 Spindrift Dr #710San JoseCA95134
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 710 Spindrift Dr #710, San Jose, CA, 95134 in San Jose is straightforward: $358,000 in, $2,575/mo in rent, $228/mo out after debt service. The 8.19% gross yield and 1.60 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $98,909 by year five. With $3,297/yr in principal equity, the total cumulative return is projected at $158,934.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.0% |
| Monthly Cash Flow | $228 | $500 |
City averages based on San Jose market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,575 |
| Total Monthly Debt Service | $2,072 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2008
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95134, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,963 (100%) |
| Owner Occupied HU | 1,797 (12.9%) |
| Renter Occupied HU | 11,340 (81.2%) |
| Vacant Housing Units | 826 ( 5.9%) |
| Median Home Value | $346,787 |
| Average Home Value | $664,604 |
Housing Distribution
Address Breakdown
Residential
14,013
Single Family
2,053
Multi-Family
11,960
Businesses
628
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2008
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95134, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,963 (100%) |
| Owner Occupied HU | 1,797 (12.9%) |
| Renter Occupied HU | 11,340 (81.2%) |
| Vacant Housing Units | 826 ( 5.9%) |
| Median Home Value | $346,787 |
| Average Home Value | $664,604 |
Housing Distribution
Address Breakdown
Residential
14,013
Single Family
2,053
Multi-Family
11,960
Businesses
628
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dan Hang • Pacificwide Real Estate & Mortgage
Mls Name: MLSListings Inc
Mls Provider:
Mls ID: #ML82003971
Disclaimer: Based on information from the MLSListings MLS as of 2025-04-24 14:04:11 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.