710 S 20th St, Temple, TX, 76501 | 5.06% Rental Yield

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

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710 S 20th St, Temple, TX, 76501 | 5.06% Rental Yield | Ziffy

For Sale

Rental Income

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Temple at 710 S 20th St, Temple, TX, 76501 generates $1,349/mo in rent, after a $1,566/mo payment. Total monthly income is $1,349/mo. Return on cash invested sits at 9.43% in year one, and rental yield is 5.06% on a $320,000 entry. Equity gained on principal adds $2,065/yr, while 5% annual appreciation builds toward $88,410 over five years. Five-year ROI reaches 47.86% and total cumulative return in cash sums $50,775. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,349/mo property income rather than buyer’s personal income.

Single Family

Built in 2023

5,009 sqft lot

$N/A/sqft

No HOA

More details about the property

Great Investment Opportunity to own this duplex in Temple, Texas. This property situated on a prime location, convenience, and potential income growth. This property features in a prime features two spacious units, both units are identical, each unit offering 3 bedrooms and 2 full baths, kitchen and open to the living and dinning areas with modern amenities throughout. Energy efficient features and appliances are proven to drive down utility costs. Fully equipped with SMART HOME TECHNOLOGY that includes programmable thermostat, keyless smart, locks all connected and secured through a smart home hub. These units promise a cozy and functional living space suitable for everyone. The property located in the prime location, just 30 miles away from Fort Cavazos, home to the third-largest military base in the world, presents a unique opportunity for attracting military tenants. Front parking spaces. Long term tenants, current monthly rent is $1250 per unit. All utilities separately metered and paid by the tenants. Easy access to school & shopping. Enjoy the convenience of easy access to Fort Cavazos and making commuting to Austin and Waco. This income property is perfect for generating a steady stream of rental income. Whether you are a seasoned investor or just starting out, this duplex is an excellent investment opportunity that should not be missed! All information is deemed reliable and accurate but not guaranteed. Buyer and buyer's agent to verify all information provided including school, measurements & HOA. **Images may be reflective of a staged or representative unit; homes are unfurnished. Photos are of Unit B **

Neighborhood Data

Neighborhood data shown for ZIP Code: 76501, Temple, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	7,880 (100%)
Owner Occupied HU	4,286 (54.4%)
Renter Occupied HU	2,877 (36.5%)
Vacant Housing Units	717 ( 9.1%)
Median Home Value	$232,289
Average Home Value	$269,705