71 Upper-Charleston RoadCharlestonME04422
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 71 Upper-Charleston Road, Charleston, ME, 04422 in Charleston is straightforward: $349,000 in, $2,849/mo in rent, $646/mo out after debt service. The 9.8% gross yield and 1.82 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $96,422 by year five. With $3,214/yr in principal equity, the total cumulative return is projected at $174,158.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 6.3% |
| Monthly Cash Flow | $646 | $750 |
City averages based on Charleston market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,849 |
| Total Monthly Debt Service | $2,064 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
5.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04422, Charleston, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 600 (100%) |
| Owner Occupied HU | 408 (68.0%) |
| Renter Occupied HU | 115 (19.2%) |
| Vacant Housing Units | 77 (12.8%) |
| Median Home Value | $301,205 |
| Average Home Value | $419,896 |
Housing Distribution
Address Breakdown
Residential
477
Single Family
461
Multi-Family
16
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
5.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04422, Charleston, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 600 (100%) |
| Owner Occupied HU | 408 (68.0%) |
| Renter Occupied HU | 115 (19.2%) |
| Vacant Housing Units | 77 (12.8%) |
| Median Home Value | $301,205 |
| Average Home Value | $419,896 |
Housing Distribution
Address Breakdown
Residential
477
Single Family
461
Multi-Family
16
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Maine Listings
Mls ID: #1657482