71 S Beech StreetCampbellsburgIN47108
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 71 S Beech Street, Campbellsburg, IN, 47108 in Campbellsburg is narrow, $61/mo net on $1,159/mo rent after the $823/mo debt service, but the property operates at break-even-plus, not a loss. At $183,000 with a 7.6% yield, the long-run equity case via 5% appreciation ($50,560 over five years) and $1,685/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.41 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $73,184.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 8.0% |
| Monthly Cash Flow | $61 | $250 |
City averages based on Campbellsburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,159 |
| Total Monthly Debt Service | $1,026 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 47108, Campbellsburg, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,016 (100%) |
| Owner Occupied HU | 736 (72.4%) |
| Renter Occupied HU | 159 (15.6%) |
| Vacant Housing Units | 121 (11.9%) |
| Median Home Value | $150,743 |
| Average Home Value | $332,707 |
Housing Distribution
Address Breakdown
Residential
931
Single Family
915
Multi-Family
16
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 47108, Campbellsburg, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,016 (100%) |
| Owner Occupied HU | 736 (72.4%) |
| Renter Occupied HU | 159 (15.6%) |
| Vacant Housing Units | 121 (11.9%) |
| Median Home Value | $150,743 |
| Average Home Value | $332,707 |
Housing Distribution
Address Breakdown
Residential
931
Single Family
915
Multi-Family
16
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: SIRA
Mls ID: #202607055