71 Pepper Bush PlaceMaltaNY12020
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Malta at 71 Pepper Bush Place, Malta, NY, 12020 priced at $279,900 converts $2,398/mo rent into $529/mo cash flow after a $1,370/mo obligation. Total monthly income equals $2,398/mo, and annual cash flow totals $6,346/yr on $92,787 invested. Return on cash invested prints 26.75% in year one, and rental yield reads 10.28% against a $279,900 entry. Equity gained on principal adds $1,806/yr, while 5% annual appreciation compiles into $77,331 by year five. Five-year ROI reaches 140.17% and total cumulative return in cash sums $130,057. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $2,398/mo property income covering a $1,370/mo payment, not borrower’s personal income.
Townhouse
Built in 1984
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12020, Ballston Spa, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,355 (100%) |
| Owner Occupied HU | 10,454 (63.9%) |
| Renter Occupied HU | 4,631 (28.3%) |
| Vacant Housing Units | 1,270 ( 7.8%) |
| Median Home Value | $368,074 |
| Average Home Value | $412,521 |
Housing Distribution
Address Breakdown
Residential
15,952
Single Family
14,853
Multi-Family
1,099
Businesses
1,015
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