71 Lower Creek TrlSenoiaGA30276
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 71 Lower Creek Trl, Senoia, GA, 30276 in Senoia: $5,236/mo in rent, $523/mo in net income, 8.99% gross yield, 1.67 DSCR, all at $699,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $193,121 in appreciation and $6,438/yr in principal paydown projects total cumulative return of $300,477.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 7.5% |
| Monthly Cash Flow | $523 | $200 |
City averages based on Senoia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,236 |
| Total Monthly Debt Service | $4,434 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2014
3,876 sqft lot
$N/A/sqft
$2,700 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30276, Senoia, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,749 (100%) |
| Owner Occupied HU | 6,856 (88.5%) |
| Renter Occupied HU | 665 ( 8.6%) |
| Vacant Housing Units | 228 ( 2.9%) |
| Median Home Value | $414,248 |
| Average Home Value | $439,472 |
Housing Distribution
Address Breakdown
Residential
7,590
Single Family
7,590
Multi-Family
0
Businesses
359
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2014
3,876 sqft lot
$N/A/sqft
$2,700 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30276, Senoia, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,749 (100%) |
| Owner Occupied HU | 6,856 (88.5%) |
| Renter Occupied HU | 665 ( 8.6%) |
| Vacant Housing Units | 228 ( 2.9%) |
| Median Home Value | $414,248 |
| Average Home Value | $439,472 |
Housing Distribution
Address Breakdown
Residential
7,590
Single Family
7,590
Multi-Family
0
Businesses
359
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices