71 E 77th St APT 8ANew YorkNY10075
INVESTMENT ANALYSIS
Investment Verdict
Solid Income71 E 77th St APT 8A, New York, NY, 10075 in New York carries a 1.69 coverage ratio, rent of $6,554/mo is 1.69 times the $3,867/mo payment. Rental yield 9.15%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $860,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $237,602; total projected cumulative return: $221,154.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 4.8% |
| Monthly Cash Flow | $(1,839) | $28,500 |
City averages based on New York market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,554 |
| Total Monthly Debt Service | $8,051 |
| DSCR Ratio | 0.81x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1928
N/A lot
$N/A/sqft
$2,650 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1928
N/A lot
$N/A/sqft
$2,650 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices