7081 SE Thorburn StPortlandOR97215
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 7081 SE Thorburn St, Portland, OR, 97215 in Portland at $595,000 earns $3,779/mo in rent and nets $20/mo after the $2,675/mo payment, a 7.62% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $164,388 over five years. Ziffy Mortgage underwrites this on a 1.41 DSCR without U.S. credit history. With $5,480/yr in principal paydown, total projected return reaches $227,290.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 5.5% |
| Monthly Cash Flow | $20 | $450 |
City averages based on Portland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,779 |
| Total Monthly Debt Service | $3,522 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2019
N/A lot
$N/A/sqft
$27 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97215, Portland, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,776 (100%) |
| Owner Occupied HU | 4,638 (52.8%) |
| Renter Occupied HU | 3,547 (40.4%) |
| Vacant Housing Units | 591 ( 6.7%) |
| Median Home Value | $687,368 |
| Average Home Value | $736,743 |
Housing Distribution
Address Breakdown
Residential
7,980
Single Family
7,144
Multi-Family
836
Businesses
352
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2019
N/A lot
$N/A/sqft
$27 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97215, Portland, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,776 (100%) |
| Owner Occupied HU | 4,638 (52.8%) |
| Renter Occupied HU | 3,547 (40.4%) |
| Vacant Housing Units | 591 ( 6.7%) |
| Median Home Value | $687,368 |
| Average Home Value | $736,743 |
Housing Distribution
Address Breakdown
Residential
7,980
Single Family
7,144
Multi-Family
836
Businesses
352
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michelle Palmquist • Redfin
Mls Name: RMLS (OR)
Mls Provider:
Mls ID: #250123504
Disclaimer: The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLS of Portland, Oregon. Real estate listings held by brokerage firms other than Zillow, Inc. are marked with the RMLS logo, and detailed information about these properties includes the names of the listing brokers. Listing content is copyright 2026 RMLS, Portland, Oregon. This content last updated on 2026-04-06 13:49:02 PDT. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available. All information provided is deemed reliable but is not guaranteed and should be independently verified.