707 N Oxford Ave APT J12Ventnor CityNJ08406
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow707 N Oxford Ave APT J12, Ventnor City, NJ, 08406 in Ventnor City earns its strong cash-flow label: 12.17% yield, $1,917/mo rent, $570/mo net income, DSCR 2.26. The $189,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $52,217 by year five. Combined with $1,741/yr in principal paydown, total projected return reaches $109,103.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.2% | 6.2% |
| Monthly Cash Flow | $570 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,917 |
| Total Monthly Debt Service | $1,272 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1965
N/A lot
$N/A/sqft
No HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1965
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: LISA ALPER-RUSSO • PLATINUM REAL ESTATE
Mls Name: SJSRMLS
Mls ID: #603615