706 Vine StGassvilleAR72635
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 706 Vine St, Gassville, AR, 72635 in Gassville. At $149,500 it earns $1,132/mo in rent and distributes $233/mo to the owner after the $672/mo payment, a consistent 9.09% yield. DSCR 1.68 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $41,304 in value; $1,377/yr in principal paydown compounds ownership stake. Total projected return: $71,664.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 8.0% |
| Monthly Cash Flow | $233 | $300 |
City averages based on Gassville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,132 |
| Total Monthly Debt Service | $839 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72635, Gassville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,673 (100%) |
| Owner Occupied HU | 1,116 (66.7%) |
| Renter Occupied HU | 421 (25.2%) |
| Vacant Housing Units | 136 ( 8.1%) |
| Median Home Value | $163,315 |
| Average Home Value | $227,516 |
Housing Distribution
Address Breakdown
Residential
1,577
Single Family
1,577
Multi-Family
0
Businesses
129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72635, Gassville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,673 (100%) |
| Owner Occupied HU | 1,116 (66.7%) |
| Renter Occupied HU | 421 (25.2%) |
| Vacant Housing Units | 136 ( 8.1%) |
| Median Home Value | $163,315 |
| Average Home Value | $227,516 |
Housing Distribution
Address Breakdown
Residential
1,577
Single Family
1,577
Multi-Family
0
Businesses
129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices