706 Smith St, Malden, MO, 63863 | Equity Gain $1,129/yr

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Malden at 706 Smith St, Malden, MO, 63863 offers $0/mo rent that, after a $857/mo payment. Total monthly income is $0/mo. Return on cash invested measures -2.64% in year one, and rental yield stands at 0% at a $175,000 entry. Equity gained on principal adds $1,129/yr while 5% annual appreciation compounds into $48,349 by year five. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $0/mo property income versus a $857/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1966

10,454 sqft lot

$N/A/sqft

No HOA