706 E Terrace DrDu QuoinIL62832
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 706 E Terrace Dr, Du Quoin, IL, 62832 in Du Quoin, $139,800, 9.36% gross yield, $120/mo net income. Consider it a market-entry position, the $1,090/mo rent covers the $629/mo payment with a margin, and 5%/yr appreciation is projected to add $38,624 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.73) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $61,219.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.0% |
| Monthly Cash Flow | $120 | $250 |
City averages based on Du Quoin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,090 |
| Total Monthly Debt Service | $914 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62832, Du Quoin, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,382 (100%) |
| Owner Occupied HU | 2,787 (63.6%) |
| Renter Occupied HU | 938 (21.4%) |
| Vacant Housing Units | 657 (15.0%) |
| Median Home Value | $115,961 |
| Average Home Value | $151,662 |
Housing Distribution
Address Breakdown
Residential
3,886
Single Family
3,799
Multi-Family
87
Businesses
326
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62832, Du Quoin, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,382 (100%) |
| Owner Occupied HU | 2,787 (63.6%) |
| Renter Occupied HU | 938 (21.4%) |
| Vacant Housing Units | 657 (15.0%) |
| Median Home Value | $115,961 |
| Average Home Value | $151,662 |
Housing Distribution
Address Breakdown
Residential
3,886
Single Family
3,799
Multi-Family
87
Businesses
326
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices