706 Belle Ridge Loop #11BellevueKY41073
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 706 Belle Ridge Loop #11, Bellevue, KY, 41073 in Bellevue the bet is firmly on appreciation. Rental yield 4.37%. The 4.37% gross yield on a $485,930 price is below income-first thresholds, but 5%/yr value growth projects $134,254 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.81) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $107,619.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.4% | 8.5% |
| Monthly Cash Flow | $(1,187) | $850 |
City averages based on Bellevue market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,770 |
| Total Monthly Debt Service | $2,764 |
| DSCR Ratio | 0.64x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in N/A
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41073, Bellevue, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,979 (100%) |
| Owner Occupied HU | 1,911 (64.1%) |
| Renter Occupied HU | 842 (28.3%) |
| Vacant Housing Units | 226 ( 7.6%) |
| Median Home Value | $228,906 |
| Average Home Value | $278,040 |
Housing Distribution
Address Breakdown
Residential
2,927
Single Family
2,770
Multi-Family
157
Businesses
190
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in N/A
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41073, Bellevue, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,979 (100%) |
| Owner Occupied HU | 1,911 (64.1%) |
| Renter Occupied HU | 842 (28.3%) |
| Vacant Housing Units | 226 ( 7.6%) |
| Median Home Value | $228,906 |
| Average Home Value | $278,040 |
Housing Distribution
Address Breakdown
Residential
2,927
Single Family
2,770
Multi-Family
157
Businesses
190
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices