7056 SW Kent LnCulverOR97734
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 7056 SW Kent Ln, Culver, OR, 97734 in Culver at $1,150,000, 3.65% gross yield, is a market-growth asset. Rental yield 3.65%. The $3,499/mo rent partially funds the $5,171/mo debt service; the core return is the 5%/yr price growth projected to add $317,724 over five years. Ziffy Mortgage's DSCR mortgage (0.68) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $213,794.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.7% | 6.2% |
| Monthly Cash Flow | $(3,442) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,499 |
| Total Monthly Debt Service | $6,484 |
| DSCR Ratio | 0.54x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
39.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97734, Culver, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,901 (100%) |
| Owner Occupied HU | 977 (51.4%) |
| Renter Occupied HU | 258 (13.6%) |
| Vacant Housing Units | 666 (35.0%) |
| Median Home Value | $392,007 |
| Average Home Value | $508,025 |
Housing Distribution
Address Breakdown
Residential
1,230
Single Family
1,229
Multi-Family
1
Businesses
53
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
39.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97734, Culver, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,901 (100%) |
| Owner Occupied HU | 977 (51.4%) |
| Renter Occupied HU | 258 (13.6%) |
| Vacant Housing Units | 666 (35.0%) |
| Median Home Value | $392,007 |
| Average Home Value | $508,025 |
Housing Distribution
Address Breakdown
Residential
1,230
Single Family
1,229
Multi-Family
1
Businesses
53
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices