7042 Stemley Bridge RdTalladegaAL35160
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Talladega at 7042 Stemley Bridge Rd, Talladega, AL, 35160 uses $41,438 cash to close to unlock $4,191/yr annual cash flow and $349/mo monthly cash flow. Total monthly income runs $1,055/mo, and a $612/mo payment keeps the spread at $349/mo. Purchase price stands at $125,000, and rental yield measures 10.13% with $1,055/mo rent. Return on cash invested shows 30.02% in year one, and 5% annual appreciation builds toward $34,535 over five years. Five-year ROI reaches 156.48% and total cumulative return in cash records $64,841. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,055/mo property income covering a $612/mo payment rather than investor’s personal income.
Single Family
Built in 1993
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35160, Talladega, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,627 (100%) |
| Owner Occupied HU | 7,296 (57.8%) |
| Renter Occupied HU | 3,436 (27.2%) |
| Vacant Housing Units | 1,895 (15.0%) |
| Median Home Value | $160,200 |
| Average Home Value | $225,173 |
Housing Distribution
Address Breakdown
Residential
11,112
Single Family
10,753
Multi-Family
359
Businesses
621
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