704 Utica StOriskanyNY13424
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 704 Utica St, Oriskany, NY, 13424 in Oriskany is capital appreciation. Rental yield 0%. The 0% gross yield at $245,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $67,689 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.00) without U.S. credit history; structure with a larger down payment to optimise coverage.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.2% |
| Monthly Cash Flow | $0 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
Single Family
Built in 1949
866.84 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13424, Oriskany, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,033 (100%) |
| Owner Occupied HU | 731 (70.8%) |
| Renter Occupied HU | 239 (23.1%) |
| Vacant Housing Units | 63 ( 6.1%) |
| Median Home Value | $207,011 |
| Average Home Value | $208,968 |
Housing Distribution
Address Breakdown
Residential
712
Single Family
666
Multi-Family
46
Businesses
95
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1949
866.84 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13424, Oriskany, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,033 (100%) |
| Owner Occupied HU | 731 (70.8%) |
| Renter Occupied HU | 239 (23.1%) |
| Vacant Housing Units | 63 ( 6.1%) |
| Median Home Value | $207,011 |
| Average Home Value | $208,968 |
Housing Distribution
Address Breakdown
Residential
712
Single Family
666
Multi-Family
46
Businesses
95
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices