704 Lewis St, Havre De Grace, MD, 21078 | $963/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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704 Lewis St, Havre De Grace, MD, 21078 | $963/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Havre De Grace at 704 Lewis St, Havre De Grace, MD, 21078 offers $3,077/mo rent that, after a $1,664/mo payment, leaves $963/mo cash flow. Total monthly income is $3,077/mo, and annual cash flow is $11,552/yr on $112,677 cash. Return on cash invested measures 30.16% in year one, and rental yield stands at 10.86% at a $339,900 entry. Equity gained on principal adds $2,193/yr while 5% annual appreciation compounds into $93,908 by year five. Five-year ROI records 157.87% and total cumulative return in cash reaches $177,887. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $3,077/mo property income versus a $1,664/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1940

7,882 sqft lot

$N/A/sqft

No HOA

More details about the property

THIS IS YOUR OPPORTUNITY TO OWN A CHARMING HOME IN DOWNTOWN HAVRE DE GRACE!! THIS HOME HAS BEEN RECENTLY IMPROVED WITH NEW FLOORING AND PAINT. 3 BEDROOMS AND A FULL BATH UPSTAIRS. THE MAIN LEVEL HAS 1.5 BATHS AND THE FAMILY ROOM COULD BE UTILIZED AS A 4TH BEDROOM DEPENDING ON THE NEEDS OF THE BUYER. KITCHEN FEATURES STAINLESS STEEL APPLIANCES. THIS HOME FEATURES A COVERED PORCH AND SPACIOUS REAR DECK. AMAZING LEVEL, FENCED YARD WITH SHED AND DETACHED GARAGE. BOOK YOUR SHOWING TODAY!!

Neighborhood Data

Neighborhood data shown for ZIP Code: 21078, Havre De Grace, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,099 (100%)
Owner Occupied HU	6,294 (69.2%)
Renter Occupied HU	2,219 (24.4%)
Vacant Housing Units	586 ( 6.4%)
Median Home Value	$445,721
Average Home Value	$488,694