704 Laurel CourtSearcyAR72143
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 704 Laurel Court, Searcy, AR, 72143 in Searcy: $2,076/mo in rent, $363/mo in net income, 8.74% gross yield, 1.62 DSCR, all at $284,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $78,713 in appreciation and $2,624/yr in principal paydown projects total cumulative return of $131,210.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 5.1% |
| Monthly Cash Flow | $363 | $350 |
City averages based on Searcy market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,076 |
| Total Monthly Debt Service | $1,599 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2019
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72143, Searcy, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,481 (100%) |
| Owner Occupied HU | 8,891 (57.4%) |
| Renter Occupied HU | 4,950 (32.0%) |
| Vacant Housing Units | 1,640 (10.6%) |
| Median Home Value | $215,433 |
| Average Home Value | $276,449 |
Housing Distribution
Address Breakdown
Residential
15,047
Single Family
13,515
Multi-Family
1,532
Businesses
1,459
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2019
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72143, Searcy, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,481 (100%) |
| Owner Occupied HU | 8,891 (57.4%) |
| Renter Occupied HU | 4,950 (32.0%) |
| Vacant Housing Units | 1,640 (10.6%) |
| Median Home Value | $215,433 |
| Average Home Value | $276,449 |
Housing Distribution
Address Breakdown
Residential
15,047
Single Family
13,515
Multi-Family
1,532
Businesses
1,459
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Janice Wright • Dalrymple
Mls Name: CARMLS
Mls Provider:
Mls ID: #25010921
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