7028 Sheldrake PlPhiladelphiaPA19153
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 7028 Sheldrake Pl, Philadelphia, PA, 19153 in Philadelphia is narrow, $109/mo net on $1,551/mo rent after the $989/mo debt service, but the property operates at break-even-plus, not a loss. At $220,000 with a 8.46% yield, the long-run equity case via 5% appreciation ($60,782 over five years) and $2,026/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.57 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $90,866.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 5.8% |
| Monthly Cash Flow | $109 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,551 |
| Total Monthly Debt Service | $1,354 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1965
1,614 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19153, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,688 (100%) |
| Owner Occupied HU | 3,028 (53.2%) |
| Renter Occupied HU | 2,121 (37.3%) |
| Vacant Housing Units | 539 ( 9.5%) |
| Median Home Value | $204,778 |
| Average Home Value | $262,001 |
Housing Distribution
Address Breakdown
Residential
5,350
Single Family
4,940
Multi-Family
410
Businesses
425
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1965
1,614 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19153, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,688 (100%) |
| Owner Occupied HU | 3,028 (53.2%) |
| Renter Occupied HU | 2,121 (37.3%) |
| Vacant Housing Units | 539 ( 9.5%) |
| Median Home Value | $204,778 |
| Average Home Value | $262,001 |
Housing Distribution
Address Breakdown
Residential
5,350
Single Family
4,940
Multi-Family
410
Businesses
425
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mary Jo Potts • Elfant Wissahickon-Mt Airy
Mls Name: Bright MLS
Mls ID: #PAPH2570264