7020 SW Leslie LnMontagueCA96064
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing7020 SW Leslie Ln, Montague, CA, 96064 in Montague is a stable, well-positioned rental at $459,999. Rental yield 6.57%. DSCR 1.22 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $127,089 in value and $4,237/yr in principal paydown builds equity, a total projected return of $153,488.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 5.0% |
| Monthly Cash Flow | $(326) | $300 |
City averages based on Montague market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,520 |
| Total Monthly Debt Service | $2,663 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
21.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96064, Montague, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,247 (100%) |
| Owner Occupied HU | 1,436 (63.9%) |
| Renter Occupied HU | 424 (18.9%) |
| Vacant Housing Units | 387 (17.2%) |
| Median Home Value | $375,188 |
| Average Home Value | $468,438 |
Housing Distribution
Address Breakdown
Residential
1,556
Single Family
1,520
Multi-Family
36
Businesses
75
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
21.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96064, Montague, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,247 (100%) |
| Owner Occupied HU | 1,436 (63.9%) |
| Renter Occupied HU | 424 (18.9%) |
| Vacant Housing Units | 387 (17.2%) |
| Median Home Value | $375,188 |
| Average Home Value | $468,438 |
Housing Distribution
Address Breakdown
Residential
1,556
Single Family
1,520
Multi-Family
36
Businesses
75
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Melissa Balma • Shasta Incline Real Estate
Mls Name: SMLS
Mls ID: #20251167