7020 State Highway 3HayforkCA96041
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 7020 State Highway 3, Hayfork, CA, 96041 in Hayfork at $134,995 earns $1,034/mo in rent and nets $199/mo after the $607/mo payment, a 9.19% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $37,297 over five years. Ziffy Mortgage underwrites this on a 1.70 DSCR without U.S. credit history. With $1,243/yr in principal paydown, total projected return reaches $64,009.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 7.0% |
| Monthly Cash Flow | $199 | $150 |
City averages based on Hayfork market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,034 |
| Total Monthly Debt Service | $781 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1952
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96041, Hayfork, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,881 (100%) |
| Owner Occupied HU | 1,205 (64.1%) |
| Renter Occupied HU | 487 (25.9%) |
| Vacant Housing Units | 189 (10.0%) |
| Median Home Value | $413,128 |
| Average Home Value | $470,888 |
Housing Distribution
Address Breakdown
Residential
4
Single Family
4
Multi-Family
0
Businesses
91
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1952
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96041, Hayfork, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,881 (100%) |
| Owner Occupied HU | 1,205 (64.1%) |
| Renter Occupied HU | 487 (25.9%) |
| Vacant Housing Units | 189 (10.0%) |
| Median Home Value | $413,128 |
| Average Home Value | $470,888 |
Housing Distribution
Address Breakdown
Residential
4
Single Family
4
Multi-Family
0
Businesses
91
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Roni Parish • Big Valley Properties
Mls Name: Trinity County AOR
Mls ID: #2112834