7013 Stone Inlet DrFort BelvoirVA22060
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 7013 Stone Inlet Dr, Fort Belvoir, VA, 22060 in Fort Belvoir is narrow, $45/mo net on $5,365/mo rent after the $4,002/mo debt service, but the property operates at break-even-plus, not a loss. At $890,000 with a 7.23% yield, the long-run equity case via 5% appreciation ($245,891 over five years) and $8,197/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.34 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $339,521.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 6.2% |
| Monthly Cash Flow | $45 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,365 |
| Total Monthly Debt Service | $4,966 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
3,232 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22060, Fort Belvoir, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,399 (100%) |
| Owner Occupied HU | 436 (12.8%) |
| Renter Occupied HU | 2,553 (75.1%) |
| Vacant Housing Units | 410 (12.1%) |
| Median Home Value | $632,320 |
| Average Home Value | $641,874 |
Housing Distribution
Address Breakdown
Residential
3,109
Single Family
1,751
Multi-Family
1,358
Businesses
58
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
3,232 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22060, Fort Belvoir, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,399 (100%) |
| Owner Occupied HU | 436 (12.8%) |
| Renter Occupied HU | 2,553 (75.1%) |
| Vacant Housing Units | 410 (12.1%) |
| Median Home Value | $632,320 |
| Average Home Value | $641,874 |
Housing Distribution
Address Breakdown
Residential
3,109
Single Family
1,751
Multi-Family
1,358
Businesses
58
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cindy Schneider • Long & Foster Real Estate, Inc.
Mls Name: Bright MLS
Mls ID: #VAFX2256450