701 S Main StFowlerCO81039
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 701 S Main St, Fowler, CO, 81039 in Fowler is listed at $229,900 and delivers $1,609/mo in rent and $269/mo in net monthly cash flow. The 8.4% yield and 1.56 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $63,517 over five years, and $2,117/yr in principal reduction supplements cash return. Total projected cumulative return: $104,149.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.0% |
| Monthly Cash Flow | $269 | $1,200 |
City averages based on Fowler market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,609 |
| Total Monthly Debt Service | $1,248 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1906
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81039, Fowler, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 898 (100%) |
| Owner Occupied HU | 549 (61.1%) |
| Renter Occupied HU | 264 (29.4%) |
| Vacant Housing Units | 85 ( 9.5%) |
| Median Home Value | $212,931 |
| Average Home Value | $262,181 |
Housing Distribution
Address Breakdown
Residential
835
Single Family
814
Multi-Family
21
Businesses
84
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1906
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81039, Fowler, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 898 (100%) |
| Owner Occupied HU | 549 (61.1%) |
| Renter Occupied HU | 264 (29.4%) |
| Vacant Housing Units | 85 ( 9.5%) |
| Median Home Value | $212,931 |
| Average Home Value | $262,181 |
Housing Distribution
Address Breakdown
Residential
835
Single Family
814
Multi-Family
21
Businesses
84
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Daniel Acuna • Keller Williams Performance Realty
Mls Name: PAR
Mls Provider:
Mls ID: #228425
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.