701 King StCottonwoodID83522
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis is a cash-flow-light asset: 701 King St, Cottonwood, ID, 83522 in Cottonwood, $289,000, 7.26% gross yield, $86/mo net income. Consider it a market-entry position, the $1,748/mo rent covers the $1,300/mo payment with a margin, and 5%/yr appreciation is projected to add $79,845 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.34) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $114,508.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 8.0% |
| Monthly Cash Flow | $86 | $350 |
City averages based on Cottonwood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,748 |
| Total Monthly Debt Service | $1,548 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1937
9,975 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83522, Cottonwood, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 842 (100%) |
| Owner Occupied HU | 593 (70.4%) |
| Renter Occupied HU | 129 (15.3%) |
| Vacant Housing Units | 120 (14.3%) |
| Median Home Value | $414,244 |
| Average Home Value | $474,890 |
Housing Distribution
Address Breakdown
Residential
520
Single Family
520
Multi-Family
0
Businesses
102
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1937
9,975 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83522, Cottonwood, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 842 (100%) |
| Owner Occupied HU | 593 (70.4%) |
| Renter Occupied HU | 129 (15.3%) |
| Vacant Housing Units | 120 (14.3%) |
| Median Home Value | $414,244 |
| Average Home Value | $474,890 |
Housing Distribution
Address Breakdown
Residential
520
Single Family
520
Multi-Family
0
Businesses
102
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sue Schumacher • Idaho Farm and Home Realty
Mls Name: IMLS
Mls ID: #98975018