701 Eliza Morris StMadisonGA30650
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 701 Eliza Morris St, Madison, GA, 30650 in Madison speaks for itself: 10.24% gross on a $255,000 price, generating $2,176/mo in rent and $624/mo in net income after the $1,147/mo debt service. DSCR 1.90, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,483 stacks alongside $70,452 in projected five-year appreciation and $2,349/yr in principal reduction. Projected total cumulative return: $136,763.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.0% |
| Monthly Cash Flow | $624 | $300 |
City averages based on Madison market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,176 |
| Total Monthly Debt Service | $1,451 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30650, Madison, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,124 (100%) |
| Owner Occupied HU | 4,161 (67.9%) |
| Renter Occupied HU | 1,430 (23.4%) |
| Vacant Housing Units | 533 ( 8.7%) |
| Median Home Value | $391,319 |
| Average Home Value | $449,776 |
Housing Distribution
Address Breakdown
Residential
5,816
Single Family
5,816
Multi-Family
0
Businesses
812
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30650, Madison, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,124 (100%) |
| Owner Occupied HU | 4,161 (67.9%) |
| Renter Occupied HU | 1,430 (23.4%) |
| Vacant Housing Units | 533 ( 8.7%) |
| Median Home Value | $391,319 |
| Average Home Value | $449,776 |
Housing Distribution
Address Breakdown
Residential
5,816
Single Family
5,816
Multi-Family
0
Businesses
812
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices