7007 Hawaii Kai Dr APT A16HonoluluHI96825
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeHigh DSCR is a competitive advantage at closing. 7007 Hawaii Kai Dr APT A16, Honolulu, HI, 96825 in Honolulu achieves 1.56, rent of $2,628/mo covers the $1,686/mo payment 1.5x over at $375,000. Rental yield 8.46%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $103,606 over five years, with $3,454/yr in principal reduction bringing total projected return to $89,756.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 4.2% |
| Monthly Cash Flow | $(881) | $18,500 |
City averages based on Honolulu market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,628 |
| Total Monthly Debt Service | $3,376 |
| DSCR Ratio | 0.78x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1988
N/A lot
$N/A/sqft
$1,202 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96825, Honolulu, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,492 (100%) |
| Owner Occupied HU | 9,234 (73.9%) |
| Renter Occupied HU | 2,231 (17.9%) |
| Vacant Housing Units | 1,027 ( 8.2%) |
| Median Home Value | $1,274,048 |
| Average Home Value | $1,316,049 |
Housing Distribution
Address Breakdown
Residential
11,762
Single Family
8,730
Multi-Family
3,032
Businesses
641
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1988
N/A lot
$N/A/sqft
$1,202 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96825, Honolulu, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,492 (100%) |
| Owner Occupied HU | 9,234 (73.9%) |
| Renter Occupied HU | 2,231 (17.9%) |
| Vacant Housing Units | 1,027 ( 8.2%) |
| Median Home Value | $1,274,048 |
| Average Home Value | $1,316,049 |
Housing Distribution
Address Breakdown
Residential
11,762
Single Family
8,730
Multi-Family
3,032
Businesses
641
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Emily Harness • Keller Williams Honolulu
Mls Name: HiCentral MLS
Mls Provider:
Mls ID: #202512718
Disclaimer: Based on information from the Multiple Listing Service of HiCentral MLS, Ltd. listings last updated on 2025-06-09 10:36:21 PDT. Information is deemed reliable but not guaranteed. Copyright 2025 HiCentral MLS, Ltd