70 State Highway 49, Sutter Creek, CA, 95685 | $186/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Sutter Creek at 70 State Highway 49, Sutter Creek, CA, 95685 uses $171,080 cash to close to unlock $2,236/yr annual cash flow and $186/mo monthly cash flow. Total monthly income runs $3,403/mo, and a $2,545/mo payment keeps the spread at $186/mo. Purchase price stands at $520,000, and rental yield measures 7.85% with $3,403/mo rent. Return on cash invested shows 21.37% in year one, and 5% annual appreciation builds toward $143,666 over five years. Five-year ROI reaches 110.64% and total cumulative return in cash records $189,275. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,403/mo property income covering a $2,545/mo payment rather than investor’s personal income.

Single Family

Built in 1984

0.33 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95685, Sutter Creek, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	2,596 (100%)
Owner Occupied HU	1,507 (58.1%)
Renter Occupied HU	758 (29.2%)
Vacant Housing Units	331 (12.8%)
Median Home Value	$553,534
Average Home Value	$645,873