70 Mulberry LnMiltonNY12547
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 70 Mulberry Ln, Milton, NY, 12547 in Milton. At $500,000 it earns $4,025/mo in rent and distributes $686/mo to the owner after the $2,248/mo payment, a consistent 9.66% yield. DSCR 1.79 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $138,141 in value; $4,605/yr in principal paydown compounds ownership stake. Total projected return: $234,867.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 6.2% |
| Monthly Cash Flow | $686 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,025 |
| Total Monthly Debt Service | $3,140 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
1.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12547, Milton, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,279 (100%) |
| Owner Occupied HU | 790 (61.8%) |
| Renter Occupied HU | 381 (29.8%) |
| Vacant Housing Units | 108 ( 8.4%) |
| Median Home Value | $438,868 |
| Average Home Value | $469,430 |
Housing Distribution
Address Breakdown
Residential
1,050
Single Family
1,002
Multi-Family
48
Businesses
117
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
1.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12547, Milton, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,279 (100%) |
| Owner Occupied HU | 790 (61.8%) |
| Renter Occupied HU | 381 (29.8%) |
| Vacant Housing Units | 108 ( 8.4%) |
| Median Home Value | $438,868 |
| Average Home Value | $469,430 |
Housing Distribution
Address Breakdown
Residential
1,050
Single Family
1,002
Multi-Family
48
Businesses
117
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices