70 Maple StWest NewburyMA01985
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderFor first-time U.S. investors or those diversifying conservatively, 70 Maple St, West Newbury, MA, 01985 in West Newbury offers a clean, manageable entry. Rental yield 7.33%. DSCR 1.36 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $234,839 in additional property value over five years, with $7,829/yr in principal equity building ownership stake. Total projected cumulative return: $312,214.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 5.0% |
| Monthly Cash Flow | $(164) | $1,000 |
City averages based on West Newbury market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,194 |
| Total Monthly Debt Service | $5,019 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1850
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01985, West Newbury, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,735 (100%) |
| Owner Occupied HU | 1,550 (89.3%) |
| Renter Occupied HU | 123 ( 7.1%) |
| Vacant Housing Units | 62 ( 3.6%) |
| Median Home Value | $848,435 |
| Average Home Value | $873,390 |
Housing Distribution
Address Breakdown
Residential
1,624
Single Family
1,610
Multi-Family
14
Businesses
88
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1850
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01985, West Newbury, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,735 (100%) |
| Owner Occupied HU | 1,550 (89.3%) |
| Renter Occupied HU | 123 ( 7.1%) |
| Vacant Housing Units | 62 ( 3.6%) |
| Median Home Value | $848,435 |
| Average Home Value | $873,390 |
Housing Distribution
Address Breakdown
Residential
1,624
Single Family
1,610
Multi-Family
14
Businesses
88
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Wendy L. Willis • Keller Williams Realty Evolution
Mls Name: MLS PIN
Mls ID: #73425134