70 Ashley DrShorterAL36075
INVESTMENT ANALYSIS
Investment Verdict
Solid Income70 Ashley Dr, Shorter, AL, 36075 in Shorter is a solid income-producing rental, 8.22% gross yield, $1,609/mo rent, $283/mo net cash flow on a $234,900 buy. DSCR 1.52 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $64,899 and $2,163/yr in principal reduction project a total cumulative return of $106,751.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.2% |
| Monthly Cash Flow | $283 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,609 |
| Total Monthly Debt Service | $1,232 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36075, Shorter, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 863 (100%) |
| Owner Occupied HU | 615 (71.3%) |
| Renter Occupied HU | 164 (19.0%) |
| Vacant Housing Units | 84 ( 9.7%) |
| Median Home Value | $174,148 |
| Average Home Value | $224,728 |
Housing Distribution
Address Breakdown
Residential
788
Single Family
788
Multi-Family
0
Businesses
64
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36075, Shorter, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 863 (100%) |
| Owner Occupied HU | 615 (71.3%) |
| Renter Occupied HU | 164 (19.0%) |
| Vacant Housing Units | 84 ( 9.7%) |
| Median Home Value | $174,148 |
| Average Home Value | $224,728 |
Housing Distribution
Address Breakdown
Residential
788
Single Family
788
Multi-Family
0
Businesses
64
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Racynta Pollard-Abdullah • eXp Realty LLC-HomeChaser Team
Mls Name: MAAR
Mls Provider:
Mls ID: #559449
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