7 William StChesterMA01011
INVESTMENT ANALYSIS
Investment Verdict
Solid Income7 William St, Chester, MA, 01011 in Chester is a solid income-producing rental, 8.55% gross yield, $2,098/mo rent, $242/mo net cash flow on a $294,500 buy. DSCR 1.58 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $81,365 and $2,712/yr in principal reduction project a total cumulative return of $127,426.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.0% |
| Monthly Cash Flow | $242 | $850 |
City averages based on Chester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,098 |
| Total Monthly Debt Service | $1,739 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1875
0.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01011, Chester, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 650 (100%) |
| Owner Occupied HU | 462 (71.1%) |
| Renter Occupied HU | 77 (11.8%) |
| Vacant Housing Units | 111 (17.1%) |
| Median Home Value | $406,250 |
| Average Home Value | $474,264 |
Housing Distribution
Address Breakdown
Residential
444
Single Family
431
Multi-Family
13
Businesses
40
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1875
0.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01011, Chester, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 650 (100%) |
| Owner Occupied HU | 462 (71.1%) |
| Renter Occupied HU | 77 (11.8%) |
| Vacant Housing Units | 111 (17.1%) |
| Median Home Value | $406,250 |
| Average Home Value | $474,264 |
Housing Distribution
Address Breakdown
Residential
444
Single Family
431
Multi-Family
13
Businesses
40
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: James Adams • Hilltown Real Estate by Adams Realty
Mls Name: MLS PIN
Mls ID: #73426670