7 Pollock StElramaPA15038
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Elrama at 7 Pollock St, Elrama, PA, 15038 offers $1,238/mo rent that, after a $783/mo payment, leaves $190/mo cash flow. Total monthly income is $1,238/mo, and annual cash flow is $2,278/yr on $53,007 cash. Return on cash invested measures 24.21% in year one, and rental yield stands at 9.29% at a $159,900 entry. Equity gained on principal adds $1,032/yr while 5% annual appreciation compounds into $44,177 by year five. Five-year ROI records 126.38% and total cumulative return in cash reaches $66,990. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,238/mo property income versus a $783/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1956
5,501 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15038, Elrama, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 141 (100%) |
| Owner Occupied HU | 102 (72.3%) |
| Renter Occupied HU | 18 (12.8%) |
| Vacant Housing Units | 21 (14.9%) |
| Median Home Value | $171,053 |
| Average Home Value | $192,230 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
16
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Listed by: Kayla Andres • THA REALTY
Mls Name: WPMLS
Mls ID: #1712200