7 Oak DrSpring CityPA19475
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.33% yield at 7 Oak Dr, Spring City, PA, 19475 in Spring City is solid, but the $584/mo payment compresses net cash flow to $159/mo at $129,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $35,889 by year five, and $1,196/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.73) without U.S. income documentation. Total projected return: $59,708.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $159 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,010 |
| Total Monthly Debt Service | $800 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1979
10.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19475, Spring City, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,048 (100%) |
| Owner Occupied HU | 3,469 (68.7%) |
| Renter Occupied HU | 1,388 (27.5%) |
| Vacant Housing Units | 191 ( 3.8%) |
| Median Home Value | $471,418 |
| Average Home Value | $503,147 |
Housing Distribution
Address Breakdown
Residential
4,899
Single Family
4,564
Multi-Family
335
Businesses
207
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1979
10.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19475, Spring City, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,048 (100%) |
| Owner Occupied HU | 3,469 (68.7%) |
| Renter Occupied HU | 1,388 (27.5%) |
| Vacant Housing Units | 191 ( 3.8%) |
| Median Home Value | $471,418 |
| Average Home Value | $503,147 |
Housing Distribution
Address Breakdown
Residential
4,899
Single Family
4,564
Multi-Family
335
Businesses
207
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mrs. Colleen O'Hara • Compass RE
Mls Name: Bright MLS
Mls ID: #PACT2115722