7 Naylor RdViloniaAR72173
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 7 Naylor Rd, Vilonia, AR, 72173 in Vilonia at $129,500 earns $1,328/mo in rent and nets $195/mo after the $582/mo payment, a 9.02% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $35,778 over five years. Ziffy Mortgage underwrites this on a 2.28 DSCR without U.S. credit history. With $1,193/yr in principal paydown, total projected return reaches $84,416.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 8.0% |
| Monthly Cash Flow | $195 | $300 |
City averages based on Vilonia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,328 |
| Total Monthly Debt Service | $727 |
| DSCR Ratio | 1.83x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1941
0.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72173, Vilonia, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,854 (100%) |
| Owner Occupied HU | 2,951 (76.6%) |
| Renter Occupied HU | 661 (17.2%) |
| Vacant Housing Units | 242 ( 6.3%) |
| Median Home Value | $250,357 |
| Average Home Value | $296,621 |
Housing Distribution
Address Breakdown
Residential
3,940
Single Family
3,940
Multi-Family
0
Businesses
209
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1941
0.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72173, Vilonia, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,854 (100%) |
| Owner Occupied HU | 2,951 (76.6%) |
| Renter Occupied HU | 661 (17.2%) |
| Vacant Housing Units | 242 ( 6.3%) |
| Median Home Value | $250,357 |
| Average Home Value | $296,621 |
Housing Distribution
Address Breakdown
Residential
3,940
Single Family
3,940
Multi-Family
0
Businesses
209
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Laura Davis • RE/MAX Elite Conway Branch
Mls Name: CARMLS
Mls Provider:
Mls ID: #25018238
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.