7 Kaiau Pl APT 3KiheiHI96753
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 7 Kaiau Pl APT 3, Kihei, HI, 96753 in Kihei achieves a 1.74 ratio at $279,000: $2,183/mo rent versus $1,255/mo debt service. Rental yield 9.39%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 9.39% yield compounds alongside 5% annual appreciation projecting $77,083 in value. Total projected cumulative return: $105,536.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 4.2% |
| Monthly Cash Flow | $(37) | $2,800 |
City averages based on Kihei market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,183 |
| Total Monthly Debt Service | $2,109 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1976
0.50 Acres lot
$N/A/sqft
$337 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96753, Kihei, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,747 (100%) |
| Owner Occupied HU | 6,648 (35.5%) |
| Renter Occupied HU | 5,193 (27.7%) |
| Vacant Housing Units | 6,906 (36.8%) |
| Median Home Value | $1,034,363 |
| Average Home Value | $1,151,236 |
Housing Distribution
Address Breakdown
Residential
14,810
Single Family
10,255
Multi-Family
4,555
Businesses
982
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1976
0.50 Acres lot
$N/A/sqft
$337 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96753, Kihei, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,747 (100%) |
| Owner Occupied HU | 6,648 (35.5%) |
| Renter Occupied HU | 5,193 (27.7%) |
| Vacant Housing Units | 6,906 (36.8%) |
| Median Home Value | $1,034,363 |
| Average Home Value | $1,151,236 |
Housing Distribution
Address Breakdown
Residential
14,810
Single Family
10,255
Multi-Family
4,555
Businesses
982
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Deborah Vial RS-73771 • Island Sotheby's Int'l Rlty(W)
Mls Name: RAM
Mls Provider:
Mls ID: #404401
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