7 Erow StWhite HallWV26554



INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 7 Erow St, White Hall, WV, 26554 in White Hall earns a 8.64% gross yield at $204,990. Rent of $1,476/mo nets $250/mo after the $922/mo mortgage. The 1.60 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $56,635 and $1,888/yr in equity accumulation project a total cumulative return of $93,653.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.2% |
| Monthly Cash Flow | $250 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,476 |
| Total Monthly Debt Service | $1,145 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2025
1,600 sqft lot
$N/A/sqft
$40 monthly HOA



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Townhouse
Built in 2025
1,600 sqft lot
$N/A/sqft
$40 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: BRIAN FENSKE • D.R. HORTON REALTY OF WEST VIRGINIA
Mls Name: NCWV REIN
Mls Provider:
Mls ID: #10162453
Disclaimer: Data provided by North Central WV Real Estate Information Network, Inc. IDX information is provided exclusively for consumers personal non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information last updated on 2026-02-19 18:17:24 PST








