7 Emilie CtBuenaNJ08310
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 7 Emilie Ct, Buena, NJ, 08310 in Buena: $4,579/mo in rent, $481/mo in net income, 9.56% gross yield, 1.77 DSCR, all at $574,990. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $158,859 in appreciation and $5,296/yr in principal paydown projects total cumulative return of $251,272.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $481 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,579 |
| Total Monthly Debt Service | $3,870 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
3.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08310, Buena, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 900 (100%) |
| Owner Occupied HU | 656 (72.9%) |
| Renter Occupied HU | 165 (18.3%) |
| Vacant Housing Units | 79 ( 8.8%) |
| Median Home Value | $231,188 |
| Average Home Value | $279,367 |
Housing Distribution
Address Breakdown
Residential
825
Single Family
533
Multi-Family
292
Businesses
82
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
3.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08310, Buena, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 900 (100%) |
| Owner Occupied HU | 656 (72.9%) |
| Renter Occupied HU | 165 (18.3%) |
| Vacant Housing Units | 79 ( 8.8%) |
| Median Home Value | $231,188 |
| Average Home Value | $279,367 |
Housing Distribution
Address Breakdown
Residential
825
Single Family
533
Multi-Family
292
Businesses
82
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Randi Jobes • D.R. Horton Realty of New Jersey
Mls Name: Bright MLS
Mls ID: #NJAC2021566