7 E Liberty AveSaint JohnWA99171
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow7 E Liberty Ave, Saint John, WA, 99171 in Saint John is a top-tier cash-flow asset. At $229,000 it produces $2,159/mo in rent and $782/mo in net monthly income, a 11.31% gross rental yield. The DSCR of 2.10 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $9,387. Five-year appreciation adds $63,268, driving a total cumulative return of $137,046.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 6.2% |
| Monthly Cash Flow | $782 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,159 |
| Total Monthly Debt Service | $1,285 |
| DSCR Ratio | 1.68x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1928
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99171, Saint John, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 547 (100%) |
| Owner Occupied HU | 359 (65.6%) |
| Renter Occupied HU | 120 (21.9%) |
| Vacant Housing Units | 68 (12.4%) |
| Median Home Value | $225,735 |
| Average Home Value | $343,900 |
Housing Distribution
Address Breakdown
Residential
395
Single Family
379
Multi-Family
16
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1928
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99171, Saint John, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 547 (100%) |
| Owner Occupied HU | 359 (65.6%) |
| Renter Occupied HU | 120 (21.9%) |
| Vacant Housing Units | 68 (12.4%) |
| Median Home Value | $225,735 |
| Average Home Value | $343,900 |
Housing Distribution
Address Breakdown
Residential
395
Single Family
379
Multi-Family
16
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Melissa Harrison • Coldwell Banker Tomlinson Associates
Mls Name: PACMLS
Mls ID: #288780