7 County Road 25CrossvilleAL35962
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 7 County Road 25, Crossville, AL, 35962 in Crossville the bet is firmly on appreciation. Rental yield 4.85%. The 4.85% gross yield on a $177,000 price is below income-first thresholds, but 5%/yr value growth projects $48,902 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.90) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $48,450.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.9% | 8.0% |
| Monthly Cash Flow | $(284) | $1,200 |
City averages based on Crossville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $715 |
| Total Monthly Debt Service | $929 |
| DSCR Ratio | 0.77x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2025
0.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35962, Crossville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,816 (100%) |
| Owner Occupied HU | 1,924 (68.3%) |
| Renter Occupied HU | 601 (21.3%) |
| Vacant Housing Units | 291 (10.3%) |
| Median Home Value | $162,043 |
| Average Home Value | $218,842 |
Housing Distribution
Address Breakdown
Residential
2,714
Single Family
2,714
Multi-Family
0
Businesses
107
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2025
0.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35962, Crossville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,816 (100%) |
| Owner Occupied HU | 1,924 (68.3%) |
| Renter Occupied HU | 601 (21.3%) |
| Vacant Housing Units | 291 (10.3%) |
| Median Home Value | $162,043 |
| Average Home Value | $218,842 |
Housing Distribution
Address Breakdown
Residential
2,714
Single Family
2,714
Multi-Family
0
Businesses
107
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rachel Weiss • Weiss Realty LLC
Mls Name: ValleyMLS
Mls ID: #21909341