7 Clinton StreetHaverstrawNY10927
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt $675,000, 7 Clinton Street, Haverstraw, NY, 10927 in Haverstraw generates $4,560/mo in rent (8.11% yield) but nets only $52/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.50) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $186,490. Total projected return: $260,820.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $52 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,560 |
| Total Monthly Debt Service | $4,239 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1900
5,663 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10927, Haverstraw, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,065 (100%) |
| Owner Occupied HU | 1,485 (36.5%) |
| Renter Occupied HU | 2,384 (58.6%) |
| Vacant Housing Units | 196 ( 4.8%) |
| Median Home Value | $414,691 |
| Average Home Value | $441,837 |
Housing Distribution
Address Breakdown
Residential
3,515
Single Family
2,549
Multi-Family
966
Businesses
310
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1900
5,663 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10927, Haverstraw, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,065 (100%) |
| Owner Occupied HU | 1,485 (36.5%) |
| Renter Occupied HU | 2,384 (58.6%) |
| Vacant Housing Units | 196 ( 4.8%) |
| Median Home Value | $414,691 |
| Average Home Value | $441,837 |
Housing Distribution
Address Breakdown
Residential
3,515
Single Family
2,549
Multi-Family
966
Businesses
310
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: OneKey MLS as distributed by MLS GRID
Mls ID: #987606