7 Bonnie Park DrPine BluffAR71601
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 7 Bonnie Park Dr, Pine Bluff, AR, 71601 in Pine Bluff at $103,000 earns $795/mo in rent and nets $176/mo after the $463/mo payment, a 9.26% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $28,457 over five years. Ziffy Mortgage underwrites this on a 1.72 DSCR without U.S. credit history. With $949/yr in principal paydown, total projected return reaches $50,299.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 7.0% |
| Monthly Cash Flow | $176 | $300 |
City averages based on Pine Bluff market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $795 |
| Total Monthly Debt Service | $578 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1969
7,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71601, Pine Bluff, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,576 (100%) |
| Owner Occupied HU | 2,675 (40.7%) |
| Renter Occupied HU | 2,527 (38.4%) |
| Vacant Housing Units | 1,374 (20.9%) |
| Median Home Value | $82,073 |
| Average Home Value | $129,594 |
Housing Distribution
Address Breakdown
Residential
5,795
Single Family
4,975
Multi-Family
820
Businesses
877
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1969
7,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71601, Pine Bluff, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,576 (100%) |
| Owner Occupied HU | 2,675 (40.7%) |
| Renter Occupied HU | 2,527 (38.4%) |
| Vacant Housing Units | 1,374 (20.9%) |
| Median Home Value | $82,073 |
| Average Home Value | $129,594 |
Housing Distribution
Address Breakdown
Residential
5,795
Single Family
4,975
Multi-Family
820
Businesses
877
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lisa Attwood • Lisa Attwood Realty
Mls Name: CARMLS
Mls Provider:
Mls ID: #25010863
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.