6981 Short StAlbanyOH45710
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 6981 Short St, Albany, OH, 45710 in Albany. Priced at $154,900, it generates $1,528/mo in gross rent and $509/mo in net monthly cash flow, a 11.83% yield that comfortably supports the 2.19 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $6,104. Five-year appreciation: $42,796. Equity from principal paydown: $1,427/yr. Total projected cumulative return: $91,761.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 6.2% |
| Monthly Cash Flow | $509 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,528 |
| Total Monthly Debt Service | $957 |
| DSCR Ratio | 1.60x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45710, Albany, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,507 (100%) |
| Owner Occupied HU | 1,742 (69.5%) |
| Renter Occupied HU | 529 (21.1%) |
| Vacant Housing Units | 236 ( 9.4%) |
| Median Home Value | $203,662 |
| Average Home Value | $246,096 |
Housing Distribution
Address Breakdown
Residential
2,403
Single Family
2,403
Multi-Family
0
Businesses
133
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45710, Albany, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,507 (100%) |
| Owner Occupied HU | 1,742 (69.5%) |
| Renter Occupied HU | 529 (21.1%) |
| Vacant Housing Units | 236 ( 9.4%) |
| Median Home Value | $203,662 |
| Average Home Value | $246,096 |
Housing Distribution
Address Breakdown
Residential
2,403
Single Family
2,403
Multi-Family
0
Businesses
133
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices