69725 Sugarloaf AveMountain CenterCA92561
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 69725 Sugarloaf Ave, Mountain Center, CA, 92561 in Mountain Center earns a 8.94% gross yield at $449,000. Rent of $3,343/mo nets $566/mo after the $2,019/mo mortgage. The 1.66 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $124,050 and $4,135/yr in equity accumulation project a total cumulative return of $206,672.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 5.2% |
| Monthly Cash Flow | $566 | $1,200 |
City averages based on Mountain Center market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,343 |
| Total Monthly Debt Service | $2,599 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1946
0.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92561, Mountain Center, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,163 (100%) |
| Owner Occupied HU | 743 (63.9%) |
| Renter Occupied HU | 164 (14.1%) |
| Vacant Housing Units | 256 (22.0%) |
| Median Home Value | $703,457 |
| Average Home Value | $756,470 |
Housing Distribution
Address Breakdown
Residential
723
Single Family
648
Multi-Family
75
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1946
0.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92561, Mountain Center, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,163 (100%) |
| Owner Occupied HU | 743 (63.9%) |
| Renter Occupied HU | 164 (14.1%) |
| Vacant Housing Units | 256 (22.0%) |
| Median Home Value | $703,457 |
| Average Home Value | $756,470 |
Housing Distribution
Address Breakdown
Residential
723
Single Family
648
Multi-Family
75
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices